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May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.

moneyhelper blackFree debt counselling, debt adjusting and providing of credit information services is available to customers by contacting MoneyHelper.

Debt Solution Finder

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  • How much debt do you have?

  • Almost all unsecured debts can be included
    Debts such as: Unsecured Bank Loans, Payday, Loans, Credit Cards, Council Tax Arrears, Store Cards, Catalogues, Overdrafts. Credit Unions, Previous Mortgage, Previous Car HP, HMRC Bills (self employed)

You’re in safe hands

We’ve helped over 30,000 people in Scotland to manage their debt.

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Erin
4 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Spoke me through every stage clearly which gave me confidence. Clear and concise and the process was stress free. Steven was amazing. Customer service was amazing. I cannot recommend enough!
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James
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Best decision I made to get in contact with Trust Deed Scotland. I had lost my job in July and reached out to them. The debt advisor who represented Trust Deed Scotland has been brilliant she took me through the process. Gave me all the available options I could pursue and I decided on a Debt Solution which has lifted a great weight off my shoulders. Great service if you feel at your wits end. Do get in touch with them.
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L
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amazing experience with Trust Deed Scotland. Soreena has been unbelievable helping provide solutions and is extremely friendly and efficient. If you are in a financial crisis I would recommend seeking advice with a trust deed or other debt solutions.
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Ashley
9 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic help from Sharon to help me into a trust deed 10/10
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Peter
9 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The whole process was made so easy to understand, Shaun who was my advisor went throught all the options open to me in a professional straightforward way, allowing me to choose what was the best service for me. He was polite and very understand, I never once felt like I was being judged for having gotten myself into financial difficulties. From my initial phone call to having a solution in place took one week. Now feel like a huge weight has been lifted from my shoulders. I would recommend Trust Deed Scotland to anyone who is struggling with their finances. I would like to thank Shaun for all his help.
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Marion
9 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Start to finish of the call i was made to feel ease .professional manner everything explained clearly . Next steps was easy to follow and when they said the would contact myself it was in the time frame given and not having to wait around .its not easy having to face your debts but after speaking to trust deed scotland felt weight lifted of my shoulders .
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Coca
19 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutely amazing service. From the initial phone call it took only a few days to finalise the agreement. Like many I struggled with dealing with the increasing amount of phone calls and emails from the credit card companies who I owed money to. I found the thought of speaking to them overwhelming and could see no way of paying back what I owed them. This ended up with my mental health deteriorating as I couldn't see a solution. I knew I needed help. One phone call took the weight off my shoulders! I was assigned a personal advisor called Shaun. From the onset he was very affable and efficient. There was no judgment from him when I discussed my debts. We did an income and expenditure report and he discussed the options available to me. He was very knowledgeable and professional when explaining the process. This process literally took days to complete. He kept in touch every day to update me with my application. I now have an affordable amount to pay each month and the company will deal with all my credit card companies directly. Taking the pressure from me. This has really turned my life around. Shaun is a credit to this company and I cannot thank him and his company enough
Posted on Google Google
Arran
25 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Extremely helpful and welcoming no judgement at all. My advisor was kind and made me feel at ease. Gave me absolute peace of mind. Highly recommend.
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Janice
26 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic people 👏 very helpful & understanding no judgement 👏 tha ks again to jason
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James
26 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful. No stress and understanding of circumstances. A lot of weight took off my shoulders. This will help my life for the future.

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Types of debt that can be included

Credit Cards

Personal Loans

Store Cards

Overdrafts

Council Tax Arrears

Catalogues

Unsecured Car Finance

Other Unsecured Debt

Debt Solution Finder

How to get the Debt Solution Finder tool to work best for you

How much debt do you have?

Almost all unsecured debts can be included

Debts such as: Unsecured Bank Loans, Payday Loans, Credit Cards, Council Tax Arrears, Store Cards, Catalogues, Overdrafts. Credit Unions, Previous Mortgage Shortfall, HMRC Bills (self employed). If you don’t know how much debt you have, just select Don’t Know.

Realistically, how much can you afford to pay towards your debt each month?

Why is this important?

All debt solutions are based on what you can afford to pay each month, based on your debt level. This helps us identify which solution is best for you.

What is your current employment status?

Why do we need to know this?

Your employment status can affect what solution you qualify for, or if its about to change just put the most appropriate status.

What if I don’t have a mobile number?

Don’t worry we can still help, just enter a landline that you can talk on and we will call you.